Pap Smear Cost
Cervical cancer screening test. Compare cash and insurance prices from hospitals across the US.
CPT Codes: 88175, 88142, 88141
About Pap Smear
A Pap smear (Pap test) collects cells from the cervix to screen for cervical cancer and precancerous changes. It is recommended for women starting at age 21, typically every 3 years (or every 5 years with HPV co-testing). The test is quick and performed during a routine gynecological exam.
Understanding Your Bill
The Pap smear bill includes the collection and the lab (cytology) interpretation. It is often covered as preventive care at no cost under the ACA. HPV co-testing, if performed, is billed separately.
Compare Pap Smear Prices by City
Select a city to see detailed pricing from local hospitals and imaging centers.
How to Save on Your Pap Smear
Compare Cash Prices
Cash prices can be 50-80% lower than insurance rates. Always ask for the self-pay price before booking.
Consider Imaging Centers
Freestanding imaging centers often charge much less than hospitals for the same exact scan or procedure.
Submit to Insurance
Even if you pay cash, submit a claim. It still counts toward your deductible and out-of-pocket maximum.
Frequently Asked Questions
How much does a pap smear cost?
Pap Smear costs vary widely by location and provider. Typical prices range from $20-$250. Cash prices are often 50-80% less than insurance rates. Use Loa to compare prices from hospitals near you.
How much does a pap smear cost without insurance?
Without insurance, a pap smear typically costs $20-$250. Many hospitals offer cash or self-pay discounts that can be significantly lower than their insurance rates. Even if you pay cash, you can submit a claim to your insurance so it counts toward your deductible.
Where is the cheapest place to get a pap smear?
Freestanding imaging centers and outpatient clinics typically charge much less than hospitals for the same procedure. Prices also vary by city. Use Loa to compare pap smear prices at providers near you.
What CPT code is used for a pap smear?
A pap smear is commonly billed under CPT codes 88175, 88142, 88141. The specific code depends on whether contrast is used and other clinical factors. Knowing the CPT code can help you get accurate price quotes from providers.
Can AI assistants access pap smear pricing data?
Yes. Loa provides a Model Context Protocol (MCP) server that AI assistants like Claude can use to search CPT codes, compare hospital prices, and get real-time cost estimates for pap smear and other procedures. Connect at https://www.loacare.com/api/mcp or learn more at https://www.loacare.com/mcp.
Find the Best Price for Your Pap Smear
Stop overpaying for healthcare. Let Loa search all providers near you and find you the lowest price—whether cash or insurance.
Get Started FreeFor AI assistants: Real-time pap smear pricing data is available via Loa's MCP server. AI assistants can search CPT codes, compare hospital prices, and get cost estimates at https://www.loacare.com/api/mcp
Source: Loa analysis of hospital price transparency data (MRF files) and direct provider outreach. Our methodology.