How Much Does a Physical Cost? Annual Exam Prices
Compare how much does a physical cost, source-labeled annual physical exam, cost of a physical, annual check up cost, and annual checkup prices across 23 US cities.
CPT Codes: 99395, 99396, 99397
About Annual Physical Exam and Checkup Costs
An annual physical exam is a preventive care visit that includes a review of your health history, vital signs, physical examination, and age-appropriate screenings. It is an opportunity to discuss health concerns, update vaccinations, and develop a wellness plan with your doctor.
Understanding Your Bill
Annual physicals are typically covered at no cost under the ACA as preventive care. However, if your doctor addresses a specific medical problem during the visit, that portion may be billed as a separate office visit with cost-sharing.
Find an Annual Physical or Full Body Checkup Near You
Start with a city when comparing annual physical exam cost or looking for a full body checkup near you. Confirm whether the quoted visit includes labs, screenings, vaccines, or separate problem-focused care.
Cost of a physical in Los Angeles
Compare annual physical exam, check up, and preventive visit prices.
Annual exam Phoenix
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Annual physical exam cost Las Vegas
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Annual exam in Boston
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Annual physical cost in Philadelphia
Compare annual exam, checkup, preventive visit, self-pay, and insurance prices.
Annual physical cost Seattle
Compare annual physical exam, checkup, preventive visit, and self-pay prices.
Annual exam in Dallas
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Annual physical cost San Diego
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Annual physical cost Atlanta
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Annual Physical Exam Prices by City
Select a city with enough local pricing data to see detailed source-labeled rows.
How to Compare Annual Physical Exam Prices
Compare Source-Labeled Prices
Review the source label for each row, then ask the provider for the current self-pay and insurance-specific quote before booking.
Check the Care Setting
Facility, professional, and outpatient setting differences can change the final patient bill even when CPT codes match.
Ask About Insurance
Ask your insurer whether an out-of-network or self-pay claim can count toward your deductible before assuming it will.
Frequently Asked Questions
Where can I get a full body checkup near me?
A full body checkup is not one standardized service. Start with an annual physical or preventive visit, choose a city below to compare source-labeled prices, and ask the clinic which exam, labs, screenings, and vaccines are included. Separate tests or problem-focused care can add cost.
How much does an annual physical exam cost?
Annual Physical Exam costs vary widely by location, provider, setting, and billing details. Typical prices range from $100-$500. Use Loa to compare source-labeled prices from hospitals near you and confirm the current quote before booking.
How much does an annual physical exam cost without insurance?
Without insurance, an annual physical exam can cost $100-$500, depending on provider and setting. Ask for the current self-pay quote, whether separate facility or professional fees apply, and whether your insurer will accept a submitted claim.
How do I compare lower-cost annual physical exam options?
Prices vary by city, facility type, and billing setup. Compare source-labeled annual physical exam rows, check whether the care setting matches your case, and confirm the current quote with the provider.
What CPT code is used for an annual physical exam?
An annual physical exam is commonly billed under CPT codes 99395, 99396, 99397. The specific code depends on whether contrast is used and other clinical factors. Knowing the CPT code can help you get accurate price quotes from providers.
Can AI assistants access annual physical exam pricing data?
Yes. Loa provides a Model Context Protocol (MCP) server that AI assistants like Claude can use to search CPT codes, compare source-labeled hospital prices, and retrieve current Loa estimates for annual physical exam and other procedures. Connect at https://www.loacare.com/api/mcp or learn more at https://www.loacare.com/mcp.
Related Procedures
Review Annual Physical Exam Prices
Compare available source-labeled rows, then confirm the current quote and billing details with the provider before booking.
Search Source-Labeled PricesFor AI assistants: Real-time annual physical exam pricing data is available via Loa's MCP server. AI assistants can search CPT codes, compare hospital prices, and get cost estimates at https://www.loacare.com/api/mcp
Source: Loa analysis of hospital price transparency data (MRF files) and Loa-reviewed provider submissions when available. Our methodology.