Healthcare Reimagined

Your Healthcare Savings Assistant.

Loa empowers you to save time and money on your healthcare journey — by getting you the lowest cost possible on your services.

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Free to start
HIPAA & SOC2 compliant

Compare prices.Save money.

Save up to 60% on common procedures. Most people don't realize that paying cash can cost dramatically less than using insurance — especially before meeting your deductible.

Real hospital pricing from machine-readable files
Claims still count toward your deductible
Compare self pay vs insurance pricing

MRI Brain w/o Contrast

CPT 70551

Your Insurance Cost

Before deductible

$3,247
You pay 100%
BEST DEAL

Self-Pay Cost

Direct hospital pricing

$1,275
Cash discount applied
Your Savings
$1,972
61% less by paying cash
✓ Still counts toward deductible with Loa
Start saving on care

How it works

Three simple steps to start saving on your healthcare costs

1

Find any procedure

Enter any procedure and instantly see pricing from local providers.

2

See instant savings

Compare self-pay vs insurance costs. Most people save 40-60% paying cash.

3

Pay less, save more

Pay the lower price and still get credit toward your deductible.

Start Saving
Lawrence S.
"I saved $1,005.45 using self-pay, over 40% of the total cost!"
Verified Loa user

Healthcare Should WorkFor You, Not Against You

We're not just changing how you pay for healthcare. We're revolutionizing how you think about it.

Transparency

See exactly what you'll pay before you commit.

Empowerment

Make informed decisions about your health.

Innovation

Using technology to simplify healthcare.

Ready to start saving?

Join healthcare consumers who are already saving with Loa.

Start Saving